Effective Date: 8/21/2026
Last Updated: 8/21/2026
Welcome to MoneyDays.ca. These Terms of Service (“Terms”) govern your access to and use of the Money Days website and the currency-exchange services provided by Money Days Inc. (“Money Days,” “we,” “us,” or “our”).
By accessing our website, contacting us, requesting information, or using our currency-exchange services, you agree to these Terms. If you do not agree with these Terms, please do not use our website or services.
Please read these Terms carefully before using MoneyDays.ca.
Money Days Inc.
1143 Morningside Avenue, Unit 3
Scarborough, Ontario M1B 0A7
Canada
Phone: (647) 805-1143
Website: https://moneydays.ca/
Money Days provides foreign-currency exchange services in Canada, subject to applicable laws, regulations, compliance requirements, transaction availability, and these Terms.
Money Days is a Money Services Business (MSB) registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
By using MoneyDays.ca or our services, you confirm that:
If you are using our services on behalf of another individual or organization, you represent that you have the authority to do so.
Money Days currently provides currency-exchange services involving the following currencies:
The availability of these currency-exchange services may vary based on currency inventory, transaction requirements, market conditions, operational circumstances, and applicable laws and regulations.
Money Days does not represent that every currency or currency pair is available for exchange.
Unless expressly stated by Money Days, currencies other than USD, CAD, and EUR are not part of our standard currency-exchange services.
Customers should contact Money Days directly to confirm currency availability, applicable rates, and transaction requirements before completing a transaction.
MoneyDays.ca may display exchange rates for the USD/CAD and EUR/CAD currency pairs and their respective reverse conversions.
Exchange rates displayed on the website are provided for informational purposes and may change without notice.
Foreign-exchange rates fluctuate based on market conditions and other factors. Therefore, a rate displayed on the website is not necessarily the final rate that will apply to a completed transaction.
The applicable exchange rate will be confirmed at the time of the transaction.
Unless expressly confirmed by Money Days, an exchange rate displayed online should not be considered a guaranteed offer to exchange currency at that rate.
Money Days is not responsible for losses resulting from reliance on an exchange rate displayed on the website when the rate has changed before a transaction is completed.
For USD/CAD transactions, customers may exchange:
USD → CAD or CAD → USD
For EUR/CAD transactions, customers may exchange:
EUR → CAD or CAD → EUR
The amount received by a customer will depend on the applicable exchange rate, the amount exchanged, any applicable fees or charges, and the terms confirmed at the time of the transaction.
The exchange rate for USD → CAD may differ from the rate for CAD → USD.
Likewise, the exchange rate for EUR → CAD may differ from the rate for CAD → EUR.
Applicable fees, spreads, charges, or other transaction costs may apply depending on the currency, transaction amount, exchange direction, and circumstances.
Any applicable charges will be communicated as appropriate before or during the transaction.
Customers should confirm the applicable exchange rate, amount, and any applicable fees with Money Days before completing a transaction.
Money Days may require customers to provide information and documentation before completing certain transactions.
Depending on the transaction and applicable legal requirements, we may request:
The information required may vary depending on the transaction amount, transaction circumstances, and applicable Canadian laws and regulations.
Money Days may be required to identify and verify customers in accordance with applicable laws and regulatory requirements.
Customers must provide accurate, complete, and authentic information and documentation when requested.
We may refuse to process a transaction if:
Money Days operates in accordance with applicable Canadian anti-money-laundering and anti-terrorist-financing requirements.
As a Money Services Business, Money Days may be required to collect information, maintain records, conduct customer identification and verification procedures, monitor transactions, and submit reports to FINTRAC or other appropriate authorities where required by law.
Money Days may refuse, delay, restrict, or otherwise manage a transaction where necessary to comply with legal, regulatory, compliance, fraud-prevention, or security obligations.
We may not be able to disclose all reasons for certain compliance-related decisions where disclosure is restricted by law.
You may not use Money Days services for any unlawful or fraudulent purpose.
Prohibited activities include, but are not limited to:
Money Days may refuse or restrict a transaction where we reasonably believe that a transaction may involve prohibited or unlawful activity.
Money Days provides cash currency-exchange services for USD, CAD, and EUR, subject to availability and applicable requirements.
Customers may exchange:
The availability of specific denominations and cash amounts may vary.
Large transactions or transactions meeting applicable regulatory thresholds may require additional identification, verification, record-keeping, or reporting procedures.
Customers should contact Money Days before visiting if they require a specific currency amount or denomination.
A transaction is not considered final or binding merely because a customer views a rate on the website, contacts Money Days, submits an inquiry, or visits our website.
A currency-exchange transaction becomes effective only when it has been accepted and completed by Money Days in accordance with our applicable procedures.
Money Days reserves the right to decline, delay, or refuse a transaction where permitted or required by law.
We make reasonable efforts to keep the information on MoneyDays.ca accurate and current.
However, website information may contain errors, omissions, outdated information, or technical inaccuracies.
This may include information relating to:
Money Days reserves the right to correct errors and update website information at any time without prior notice.
You must not attempt to:
We may take appropriate action against unauthorized or abusive use of our website.
Unless otherwise indicated, the content on MoneyDays.ca is owned by or licensed to Money Days.
This may include:
You may access and use the website for personal and legitimate purposes.
You may not reproduce, copy, modify, distribute, publish, sell, license, or commercially exploit our website content without our prior written permission, except where permitted by law.
If you contact Money Days through our website, email, telephone, or other communication channels, you agree to provide accurate and appropriate information.
You must not submit communications that:
Money Days may retain communications where necessary for customer service, legal, regulatory, security, compliance, or business purposes.
Your use of MoneyDays.ca is also subject to our Privacy Policy.
Our Privacy Policy explains how we collect, use, disclose, protect, and retain personal information.
By using our website or services, you acknowledge that you have had an opportunity to review our Privacy Policy.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Money Days, its directors, officers, employees, agents, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from:
This provision does not apply to the extent that the claim results from Money Days' own negligence, misconduct, or other circumstances for which liability cannot legally be excluded.
Money Days may update these Terms from time to time.
Changes may be made to reflect:
When we update these Terms, we will revise the “Last Updated” date.
Your continued use of the website after updated Terms are posted constitutes acceptance of the updated Terms to the extent permitted by law.
These Terms are governed by the laws applicable in the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
Any dispute relating to these Terms or the use of MoneyDays.ca will be subject to the applicable courts and legal processes of Ontario, Canada, subject to any mandatory rights or requirements under applicable law.
These Terms, together with our Privacy Policy expressly incorporated into these Terms, constitute the agreement between you and Money Days regarding your use of moneydays.ca, except where separate written terms apply to a specific service or transaction.
If you have questions about these Terms or our currency-exchange services, please contact us.
Money Days Inc.
1143 Morningside Avenue, Unit 3
Scarborough, Ontario M1B 0A7
Canada
Phone: (647) 805-1143
Website: https://moneydays.ca/
Terms of Service Last Updated: 8/21/2026
